Everything that I have stated in this application is correct.
I understand that you will retain this application whether or not it is approved.
You are authorized to check my credit, employment history and to answer any questions about your credit experience with me.
You are authorized to contact references I provide in an attempt to locate me, to contact me by telephone, text, email, or letter at my telephone numbers (including cell phone, home phone and work phone),
email address, and visit me at my physical home address to solicit me or collect on my account.