B&F Finance Corporation was formed in 1973 by Robert "Bob" Ramirez and T.A. Fleming to make installment loans in Texas communities. Headquartered in the Dallas-Fort Worth Metroplex, B&F Finance has expanded to over 30 Oklahoma and Texas locations. Each location is a separate limited liability company and is licensed by the state in which it operates.
After his honorable discharge from the Korean War, Mr. Ramirez began his career in the consumer finance industry as a collector at what is now Sun Loan Company. In the early 1970s, Mr. Ramirez joined Mr. Fleming's organization of finance companies working his way up to regional supervisor. In 1973 Mr. Ramirez and Mr. Fleming co-founded a new company, B&F Finance, to further serve Texas communities.
In 1978, after several years of successful partnership, Mr. Ramirez purchased Mr. Fleming's interest in the original B&F Finance location, putting the company under the full ownership of the Ramirez family. In 1980, Mr. Ramirez opened a second location in San Antonio and a third in the Rio Grande Valley. Throughout the 1980's B&F Finance continued its expansion into other areas of Texas. During the 1990s, the company made its entry into Oklahoma.
Acquisition and expansion opportunities mean some of our neighbors know us as B&R Finance, Quick Loans, and Texas Finance Company.
The current management team has over 100 years of combined experience in the consumer finance industry and formal education in accounting, corporate finance, and corporate law.
Our primary business is providing installment loans in the communities we serve. We are proud to say that a focus on customer service is what has made B&F Finance's continuing success possible.