You don’t have to interrupt your day to apply for a loan.
At B&F Finance, you can apply online right now, get approved within an hour, and get paid in minutes.
All without leaving your couch.
We offer loans for bad credit, good credit, and no credit.
Get your personal loan in Odessa, TX the easy way. Apply online 24/7.
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We all face financial emergencies from time to time and need a personal loan to help manage the load. But not all loan places in Odessa, TX, Midland, TX, and West Texas are created equal.
Many payday loan companies and cash advance stores are more concerned about meeting quotas and turning a profit than serving their customers.
At B&F Finance, we don’t believe that’s good business. To us, that’s harming rather than helping customers.
If you need a loan in West Texas, you can always count on us to put money in your hands fast without interrogating you during the application process or chasing you down month after month for payment.
If you want to work with a finance company that will treat you with respect and provide a fast loan, B&F Finance is the name you can trust.
You shouldn’t have to leave work early, wait in a long line, and go through an even longer application process just to get the loan you need. That’s why at B&F Finance, you can apply online — anytime, anywhere.
Payday lenders require you to repay your loan in just a few weeks. The high cost is overwhelming for most people. But when you work with us, you pay an affordable monthly payment that is easy to work into your budget.
No one should have to pay 400%+ in interest for a loan, as is the case for payday loans. That’s called theft — plain and simple. At B&F Finance, we offer rates that are actually fair because we care about our customers.
Our Odessa, TX location serves clients all over West Texas.
Even if you don’t live close enough to visit our office, you can apply online anytime and have your loan direct deposited into your bank account within an hour. And we accept loan payments over the phone or by check for your convenience.
Here’s how it works:
Even if you don’t choose us, we highly recommend not getting a payday loan.
These loans almost always lead to more stress and a worse financial situation than you started with.
Payday loans charge upwards of 400% or more in interest. Not only this, but full repayment is almost always required within a couple of weeks. It is a very common story for a person to take out a $500 payday loan and be required to pay back $2,000 in just a couple of weeks. Very few people can scrounge up enough money to pay back these loans without making their financial situation worse.
B&F Finance, on the other hand, offers a much lower and fairer personal loan interest rate. Plus, we allow you to pay back the loan over several months up to a year or more. You have one flat rate monthly payment to manage, which is easy to budget into your expenses until it is paid.
Payday loans do not affect your credit score… unless you default on the loan. If you can’t make payments, your credit will be damaged. But if you pay off your payday loan on time, it doesn’t benefit your credit score at all.
On the other hand, personal installment loans report to credit bureaus from the moment you open your account. That means, as long as you’re making on time monthly payments, your credit score will improve month after month.
While we hope you choose us as your loan company in Abilene, TX, Odessa, TX, Midland, TX, or San Angelo, TX, if you don’t, we strongly urge you not to choose a cash advance store, no matter what.
We understand what it’s like to have a stack of bills piling up on the kitchen counter when payday isn’t until next week. Many people try picking up extra shifts at work or getting a second job to make up the slack. But doing so forces you to sacrifice your sleep, health, and time with your family.
Taking out a loan is nobody’s first choice. But if it’s necessary, it’s important to find a personal loan agency whose first priority is to serve their customers, not take advantage of them.
We understand that there is a lot of uncertainty when it comes to taking out a loan, so we’ve made the process easy and stress-free.
When you work with B&F Finance, you get much more than a loan. You get a smiling team of financial professionals who will offer excellent service and a listening ear without any judgment. After all, we’ve all been there. We’re simply here to help.
Just about anything! Whether you need a loan to keep your lights on in your home, cover an emergency medical expense, or go on vacation, you can come to us.
Here are just a few of the many uses for personal loans:
When you need money, no matter what it’s for, simply apply at B&F Finance to get the funds you need today.
We hope you consider B&F Finance as your financial service company.
Don’t let your credit history stop you from applying.
We offer good and bad credit loans to people who need them.
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
Victory Management Services - Customer Relations
PO Box 850
Lake Dallas, TX 75065
Important Consumer Information for Residents of New Mexico
Loan Rates & Fees Disclosure for Residents of New Mexico
Arial Finance, LLC License
Speedy Finance, LLC License
This lender is licensed and regulated by the
New Mexico Regulation and Licensing Department,
Financial Institutions Division,
P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.
To report any unresolved problems or complaints, contact the Division by telephone at
(505)476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.